High Point Home Prices: $216K, Down 0.1% — 3 ZIPs Analyzed (2026)
$215,740. That’s what a typical home costs in High Point, NC right now. Prices slipped 0.1% over the past year — barely a rounding error. For buyers watching the Greensboro-High Point metro, this is a market that’s holding steady, not sliding.
Quick answer: The average home price in High Point, NC is $215,740 as of February 2026, down 0.1% year over year according to Zillow.
Current Home Prices in High Point
High Point sits well below North Carolina’s major metro price points. Here’s where things stand as of February 2026:
| Metric | Value |
|---|---|
| Median Home Value | $215,740 |
| Year-over-Year Change | -0.1% |
| Lowest ZIP Median | $138,252 |
| Highest ZIP Median | $298,980 |
| ZIP Codes Tracked | 3 |
| Data As Of | February 2026 |
That -0.1% year-over-year number tells you the market is flat. Not crashing, not surging. A year ago, a typical home here cost roughly $216K. Today it costs roughly $216K.
The spread between the cheapest and most expensive neighborhoods is $160,728. That’s a meaningful gap for a mid-size city. Buyers have real choices depending on budget — you can find homes at $138K or stretch to nearly $299K without leaving city limits.
For context, High Point falls within the Greensboro-High Point metro area. It has historically been one of the more affordable corners of the Piedmont Triad.
High Point Home Prices by Neighborhood
Three ZIP codes cover High Point, and each one tells a different story.
| ZIP Code | Median Home Value | Median Rent |
|---|---|---|
| 27265 | $298,980 | $1,670/mo |
| 27262 | $209,988 | $1,254/mo |
| 27260 | $138,252 | $1,102/mo |
Most Expensive
27265 leads High Point at $298,980 — 39% above the city median — with rents to match at $1,670/month. This is the premium tier in High Point.
Most Affordable
27260 is the clear budget entry at $138,252, sitting 36% below the city median. Rents here run $1,102/month, the lowest in the city. If you’re looking for the most accessible path to homeownership in High Point, this is it.
27262 splits the difference at $209,988, close to the citywide median. Rents sit at $1,254/month.
Rent vs Buy in High Point
Let’s do the math. A rough mortgage estimate on the city median of $215,740 — assuming 20% down, a 6.5% rate on a 30-year fixed — puts your monthly payment around $1,090 before taxes and insurance. Factor those in and you’re looking at roughly $1,300-$1,400/month all-in.
Here’s how rent compares across the three ZIPs:
| ZIP Code | Median Rent | Est. Mortgage (Principal + Interest) |
|---|---|---|
| 27265 | $1,670/mo | ~$1,510/mo |
| 27262 | $1,254/mo | ~$1,062/mo |
| 27260 | $1,102/mo | ~$700/mo |
In 27260, the most affordable ZIP, the estimated mortgage payment is well below the median rent. Buying makes clear financial sense there if you can clear the down payment hurdle. That’s $700 in principal and interest versus $1,102 in rent — a $400/month gap.
In 27265, rent and estimated mortgage costs are closer together. The buy case still works, but the monthly savings are thinner.
Renters across all three ZIPs are paying between $1,102 and $1,670. For anyone planning to stay three or more years, buying in High Point is worth running the numbers seriously.
Population Growth and Migration
High Point is growing, but not fast.
| Year | Population |
|---|---|
| 2020 | 114,767 |
| 2021 | 115,091 |
| 2022 | 115,774 |
| 2023 | 117,598 |
| 2024 | 118,601 |
The city added 3,834 residents between 2020 and 2024 — a 3.3% gain over four years. Growth picked up noticeably in 2023, adding 1,824 people in a single year after more modest gains in 2021 and 2022.
How does that compare to other North Carolina cities?
| City | 2024 Population | 4-Year Growth |
|---|---|---|
| Wilmington | 125,284 | 8.1% |
| Charlotte | 943,476 | 7.8% |
| Raleigh | 499,825 | 7.3% |
| Durham | 301,870 | 7.2% |
| Concord | 112,395 | 7.1% |
| High Point | 118,601 | 3.3% |
High Point’s 3.3% growth trails every city on this list by a wide margin. The state’s faster-growing metros — Charlotte, Raleigh, Durham — are adding people at more than double High Point’s rate. That slower growth is one reason prices here stay moderate. Less demand pressure means less price pressure.
High Point Housing Market Trends
Here’s what the last 12 months look like, month by month:
| Month | Average Value | Low (ZIP) | High (ZIP) |
|---|---|---|---|
| Feb 2026 | $215,740 | $138,252 | $298,980 |
| Jan 2026 | $215,415 | $138,216 | $298,673 |
| Dec 2025 | $215,023 | $137,980 | $298,367 |
| Nov 2025 | $214,613 | $137,833 | $297,986 |
| Oct 2025 | $214,412 | $137,743 | $297,811 |
| Sep 2025 | $214,358 | $137,885 | $297,624 |
| Aug 2025 | $214,164 | $137,903 | $297,293 |
| Jul 2025 | $213,942 | $138,142 | $296,918 |
| Jun 2025 | $213,902 | $138,728 | $296,692 |
| May 2025 | $214,424 | $140,080 | $296,756 |
| Apr 2025 | $215,150 | $141,351 | $297,134 |
| Mar 2025 | $216,026 | $142,615 | $297,819 |
The pattern is a shallow U-shape. Prices dipped from $216,026 in March 2025 to a low of $213,902 in June 2025, then climbed steadily back through February 2026. The total swing was about $2,100 top to bottom — less than 1%.
The cheapest ZIP (27260) actually got cheaper over the year, dropping from $142,615 to $138,252. Meanwhile, the most expensive ZIP (27265) climbed from $297,819 to $298,980. The gap between High Point’s most and least expensive areas widened slightly.
Is High Point a Good Place to Buy in 2026?
The data points to a stable, buyer-friendly market. Prices are flat year-over-year. There’s no bidding frenzy pushing values up and no distress pulling them down.
A median of $215,740 remains well below national averages. You can still buy a home for under $140K in the 27260 ZIP code. That kind of entry point is rare in 2026.
The rent-to-buy math favors ownership in most of High Point’s ZIP codes. If you’re currently renting here, you’re likely paying more per month than you would on a mortgage — especially in the more affordable neighborhoods.
Population growth is positive but moderate. That’s a double-edged sword: you won’t see explosive appreciation, but you also won’t face the kind of overheated competition seen in Charlotte or Raleigh.
For buyers who want affordability and stability over rapid gains, High Point checks those boxes.
High Point Housing Market Outlook for 2026-2027
The six-month trend from September 2025 through February 2026 shows a steady upward crawl — about $230/month on average. There’s no sign of acceleration or deceleration in that pattern.
If the current pace continues, the city median could drift toward $217K-$218K by late 2026. That’s not a boom. It’s inflation-pace movement.
The 27260 ZIP has been softening while 27265 edges up. That divergence could widen if higher-end areas attract more buyers priced out of Greensboro’s pricier neighborhoods.
Nothing in the 12-month trend suggests a sudden shift in either direction. This is a market moving sideways with a very slight upward tilt.
Similar Markets in NC
If you’re shopping in High Point, these other North Carolina markets are worth comparing:
- Greensboro — High Point’s Triad neighbor, with a larger job market and likely similar price points.
- Winston-Salem — The other Triad city, offering comparable affordability west of High Point.
- Charlotte — The state’s largest city runs significantly higher on price, but buyers migrate between the two metros.
- Durham — Research Triangle pricing will be higher, but worth benchmarking if you’re relocating within NC.
- Fayetteville — Another affordable NC market that draws similar budget-conscious buyers.
Frequently Asked Questions
What is the average home price in High Point?
The average home price in High Point is $215,740 as of February 2026. That’s the citywide median across three tracked ZIP codes. Individual neighborhoods range from $138,252 in ZIP 27260 to $298,980 in ZIP 27265.
Are home prices going up or down in High Point?
Prices are essentially flat — down 0.1% year over year. The monthly trend shows a slight dip through mid-2025 followed by a gradual recovery. Over the past six months, prices have ticked up by about $1,400 total.
Is it cheaper to rent or buy in High Point?
It depends on the neighborhood. In the most affordable ZIP (27260), estimated mortgage payments run around $700/month while rent averages $1,102 — buying is significantly cheaper on a monthly basis. In the priciest ZIP (27265), estimated mortgage costs of roughly $1,510 are closer to the $1,670 median rent. Across most of High Point, buying costs less per month than renting.
What is the most affordable neighborhood in High Point?
ZIP code 27260 is the most affordable at $138,252 median home value. That’s 36% below the citywide median. Rents in 27260 average $1,102/month, also the lowest in the city.
Methodology
Home values are based on the Zillow Home Value Index (ZHVI), a smoothed measure of typical home values in the 35th to 65th percentile range. Rent estimates use the Zillow Observed Rent Index (ZORI). Population figures come from the U.S. Census Bureau Population Estimates Program (2020-2024 vintage). All datasets are publicly available. Housing data updated 2026-02-28.