Stamford Home Prices: $669K, Up 5.5% — 6 ZIPs Analyzed (2026)
$669,101. That’s the price tag on a typical home in Stamford, CT as of February 2026. Prices climbed 5.5% over the past year, and the gap between the cheapest and most expensive ZIP codes stretches nearly $700,000.
Quick answer: The average home price in Stamford, CT is $669,101 as of February 2026, up 5.5% year over year according to Zillow.
Current Home Prices in Stamford
| Metric | Value |
|---|---|
| Median Home Value | $669,101 |
| Year-over-Year Change | +5.5% |
| Lowest ZIP Median | $374,796 |
| Highest ZIP Median | $1,063,024 |
| Number of ZIPs Tracked | 6 |
| Data as of | February 2026 |
Stamford sits inside the Bridgeport-Stamford-Norwalk metro, one of the priciest housing corridors in the Northeast. The 5.5% annual gain means a homeowner who bought at last year’s median has seen roughly $35,000 in paper equity.
The spread between the cheapest and most expensive neighborhoods tells the real story. You can still get in under $375K in one part of the city. Cross into the right ZIP code and you’re looking at seven figures. That $688,000 gap across just six ZIP codes makes Stamford one of the most internally stratified markets in Connecticut.
Month over month, the median ticked up from $664,089 in January to $669,101 in February — a $5,012 increase in 31 days. The upward pressure has been steady and shows no signs of easing.
Stamford Home Prices by Neighborhood
| ZIP Code | Median Home Value | Median Rent |
|---|---|---|
| 06903 | $1,063,024 | Data not available |
| 06905 | $715,892 | $2,657 |
| 06907 | $672,326 | $2,633 |
| 06906 | $612,854 | $2,450 |
| 06902 | $575,713 | $2,884 |
| 06901 | $374,796 | $2,983 |
Most Expensive ZIPs
06903 — $1,063,024. The only ZIP in Stamford above the million-dollar mark, sitting 59% above the city median with no rent index tracked — a sign of an owner-occupied, higher-end market.
06905 — $715,892. Priced 7% above the city average with rents at $2,657, this ZIP sits squarely in the upper-middle tier.
06907 — $672,326. Nearly identical to the city median at just $3,225 above it, with rents running $2,633 per month.
Most Affordable ZIPs
06901 — $374,796. The clear entry point into Stamford homeownership at 44% below the city median. Interestingly, rents here are the highest in the city at $2,983 — a signal of strong rental demand from people who can’t yet buy.
06902 — $575,713. About 14% below the city median. Rents clock in at $2,884, the second-highest in Stamford.
06906 — $612,854. At 8% below the city average with the lowest rents in the city at $2,450, this ZIP offers the best balance of lower home prices and lower monthly costs.
Rent vs Buy in Stamford
The rent-versus-buy math in Stamford leans heavily toward renting on a monthly cash flow basis.
| ZIP Code | Median Rent | Est. Mortgage Payment* |
|---|---|---|
| 06901 | $2,983 | ~$2,350 |
| 06902 | $2,884 | ~$3,610 |
| 06905 | $2,657 | ~$4,490 |
| 06906 | $2,450 | ~$3,845 |
| 06907 | $2,633 | ~$4,220 |
Estimated monthly mortgage based on 20% down, 6.5% rate, 30-year fixed. Does not include property taxes, insurance, or HOA fees.
ZIP 06901 is the only area where the estimated mortgage payment comes in below the median rent. Everywhere else, buying costs $700 to $1,800 more per month before taxes and insurance.
The city-wide median rent across tracked ZIPs runs about $2,721. A mortgage on the city-wide median home of $669,101 with 20% down would cost approximately $4,200 per month — 54% more than renting. Add Connecticut property taxes and insurance, and the gap widens further.
For buyers betting on continued 5.5% annual appreciation, the equity gains could offset the higher monthly outlay over time. But the upfront cash commitment — a 20% down payment on the median home is $133,820 — remains the biggest barrier.
Population Growth and Migration
Stamford’s population reached 139,134 in 2024, up 2.7% from 135,474 in 2020. The city is gaining residents, though not as fast as some Connecticut peers.
| Year | Population |
|---|---|
| 2020 | 135,474 |
| 2021 | 136,837 |
| 2022 | 136,721 |
| 2023 | 137,578 |
| 2024 | 139,134 |
Growth dipped slightly in 2022 — the population actually fell by 116 people — before rebounding. The 2023-to-2024 jump of 1,556 residents was the largest single-year gain in this five-year window.
| City | 2024 Population | 4-Year Growth |
|---|---|---|
| New Haven | 137,562 | +6.4% |
| New Britain | 75,871 | +4.0% |
| Norwalk | 93,661 | +3.0% |
| Danbury | 88,692 | +3.0% |
| Bridgeport | 151,599 | +2.6% |
| Stamford | 139,134 | +2.7% |
Stamford’s growth rate trails New Haven, New Britain, Norwalk, and Danbury but edges out neighboring Bridgeport. More people means more housing demand. With limited land in lower Fairfield County, population growth — even at 2.7% — pushes prices up in a market that already has little room to build.
Stamford Housing Market Trends
| Month | Median Home Value | Monthly Change |
|---|---|---|
| Feb 2026 | $669,101 | +$5,012 |
| Jan 2026 | $664,089 | +$4,440 |
| Dec 2025 | $659,649 | +$4,081 |
| Nov 2025 | $655,568 | +$4,006 |
| Oct 2025 | $651,562 | +$3,722 |
| Sep 2025 | $647,840 | +$2,736 |
| Aug 2025 | $645,104 | +$2,031 |
| Jul 2025 | $643,073 | +$1,895 |
| Jun 2025 | $641,178 | +$2,286 |
| May 2025 | $638,892 | +$2,197 |
| Apr 2025 | $636,695 | +$2,654 |
| Mar 2025 | $634,041 | — |
Twelve straight months of gains. Not a single dip.
The pace is accelerating. Monthly gains hovered around $2,000 through the summer of 2025 but crossed $4,000 by November and hit $5,012 in February 2026. That acceleration is worth watching — it suggests demand is building, not cooling.
Over the full 12-month window, Stamford’s median climbed $35,060, from $634,041 in March 2025 to $669,101 in February 2026. That works out to roughly $2,922 per month in appreciation.
Is Stamford a Good Place to Buy in 2026?
The data points to a seller’s market. Prices are rising at an accelerating rate, population is growing, and the city sits in one of the highest-demand metro areas in the country.
For buyers, the math is tough. The median home costs $669K, down payments start around $134K at 20%, and monthly mortgage payments run well above local rents. You’re paying a premium to own.
But Stamford has something many markets don’t: a wide internal price range. ZIP 06901 at $375K gives you access to a city where the average is nearly $670K. If you’re priced out of the typical Stamford home, that ZIP is worth a hard look.
The 5.5% year-over-year appreciation also means waiting has a cost. At the current pace, the median home gains about $3,000 per month. Every month you delay, the entry price climbs.
Stamford Housing Market Outlook for 2026-2027
The 12-month trend shows clear, accelerating upward momentum. Monthly price gains nearly tripled from $1,895 in July 2025 to $5,012 in February 2026.
If the current pace continues, the city median could cross the $700,000 mark by mid-2026. The three-month trend from December through February averaged $4,511 per month in gains — the strongest stretch in the dataset.
Nothing in these numbers suggests a reversal. There’s no month of decline, no flattening, no deceleration. That doesn’t mean prices can’t correct — external shocks like mortgage rate spikes or a recession could change the picture. But based purely on the momentum visible in 12 months of data, Stamford’s housing market is moving in one direction: up.
Similar Markets in CT
If you’re exploring Connecticut’s housing market beyond Stamford, here are a few cities to compare:
- Norwalk — Stamford’s immediate neighbor in the same metro area, with a similar commuter profile to New York.
- Bridgeport — The largest city in Fairfield County, typically priced well below Stamford.
- Greenwich — For buyers with a bigger budget, Greenwich sits one town over on the Gold Coast.
- New Haven — Growing faster than Stamford at 6.4%, with a university-anchored economy and lower price points.
- Hartford — The state capital offers a very different price range for buyers willing to move inland.
Frequently Asked Questions
What is the average home price in Stamford?
The average home price in Stamford, CT is $669,101 as of February 2026. That figure represents the Zillow Home Value Index, which tracks typical homes in the 35th to 65th percentile range. Prices span from $374,796 in ZIP 06901 to over $1 million in ZIP 06903.
Are home prices going up or down in Stamford?
Prices are going up. The median rose 5.5% year over year, and the market posted 12 consecutive months of gains from March 2025 through February 2026. The rate of increase has accelerated in recent months, with monthly gains topping $5,000 in February.
Is it cheaper to rent or buy in Stamford?
Renting is cheaper on a monthly basis in most of the city. The median rent across tracked ZIPs is about $2,721, while the estimated mortgage payment on the median home runs roughly $4,200 per month with 20% down at 6.5%. The one exception is ZIP 06901, where the estimated mortgage payment falls below the local rent.
What is the most affordable neighborhood in Stamford?
ZIP code 06901 has the lowest median home value at $374,796 — about 44% below the city average. Despite low home prices, rents in 06901 are the highest in the city at $2,983, which reflects strong rental demand in the area.
Methodology
Home values are based on the Zillow Home Value Index (ZHVI), a smoothed measure of typical home values in the 35th to 65th percentile range. Rent estimates use the Zillow Observed Rent Index (ZORI). Population figures come from the U.S. Census Bureau Population Estimates Program (2020-2024 vintage). All datasets are publicly available. Housing data updated 2026-02-28.