Fort Worth Home Prices: $284K, Down 2.2% — 26 ZIPs Analyzed (2026)
$284,197. That’s what a typical home costs in Fort Worth right now — and it’s actually less than what buyers paid a year ago. The city’s median home value slipped 2.2% year over year as of February 2026, even as Fort Worth blew past 1 million residents for the first time.
Quick answer: The average home price in Fort Worth, TX is $284,197 as of February 2026, down 2.2% year over year according to Zillow.
Current Home Prices in Fort Worth
| Metric | Value |
|---|---|
| Median Home Value | $284,197 |
| Year-over-Year Change | -2.2% |
| Lowest ZIP Code Value | $161,894 |
| Highest ZIP Code Value | $677,291 |
| Number of ZIP Codes | 26 |
| Data Month | February 2026 |
Fort Worth sits in the Dallas-Fort Worth-Arlington metro, one of the largest housing markets in the country. The current median of $284,197 puts it within reach for many buyers — especially compared to coastal metros.
The 2.2% annual decline doesn’t tell the whole story. Prices bottomed out around October 2025 at $283,022 and have been inching up since. The drop from a year ago reflects a correction from the higher values Fort Worth saw in early-to-mid 2025, when the median sat above $288,000.
The spread between the cheapest and most expensive ZIP codes is enormous: $161,894 to $677,291. That $515,000 gap means Fort Worth has options for first-time buyers and move-up buyers alike.
Fort Worth Home Prices by Neighborhood
| ZIP Code | Median Home Value | Median Rent |
|---|---|---|
| 76109 | $677,291 | $1,686 |
| 76132 | $443,684 | $1,175 |
| 76244 | $381,056 | $1,883 |
| 76107 | $361,065 | $1,585 |
| 76040 | $353,689 | $1,220 |
| 76118 | $322,409 | $1,505 |
| 76179 | $319,340 | $1,969 |
| 76137 | $317,292 | $1,541 |
| 76120 | $316,703 | $1,225 |
| 76123 | $297,914 | $1,869 |
| 76116 | $292,762 | $1,297 |
| 76108 | $284,801 | $1,833 |
| 76135 | $280,766 | $1,624 |
| 76102 | $274,636 | $1,500 |
| 76133 | $256,206 | $1,871 |
| 76134 | $246,793 | $1,725 |
| 76112 | $241,550 | $1,225 |
| 76103 | $215,518 | $1,297 |
| 76110 | $211,602 | $1,934 |
| 76111 | $211,066 | $1,445 |
| 76119 | $191,625 | $1,429 |
| 76164 | $183,869 | $1,523 |
| 76104 | $182,807 | $1,452 |
| 76106 | $182,704 | $1,390 |
| 76115 | $180,083 | $1,297 |
| 76105 | $161,894 | $1,499 |
Most Expensive ZIP Codes
76109 leads Fort Worth at $677,291 — more than double the city median. Rents here run $1,686/month, which is actually moderate relative to the home values, suggesting strong owner-occupant demand.
76132 comes in at $443,684 with the lowest rent in the city at $1,175/month. That mismatch between high home values and low rents signals an area where owners are holding long-term.
76244 rounds out the top three at $381,056. It also carries the highest rents on this list at $1,883/month, pointing to strong demand from both buyers and renters.
Most Affordable ZIP Codes
76105 is the cheapest ZIP in Fort Worth at $161,894 — 43% below the city median. Rent runs $1,499/month, which makes the rent-to-price ratio here one of the highest in the city.
76115 sits at $180,083 with rents of $1,297/month. You can get into this market for roughly $36,000 down on a conventional loan.
76106 is priced at $182,704 with rents of $1,390/month. Like 76105, the low entry price relative to rents makes this ZIP attractive for investors.
Rent vs Buy in Fort Worth
The math favors renters right now — at least on monthly cash flow.
The median rent across Fort Worth’s 26 ZIP codes lands around $1,500/month. A mortgage on the median-priced home of $284,197 tells a different story.
| Cost Component | Monthly Estimate |
|---|---|
| Mortgage (P&I at 7%, 20% down) | ~$1,513 |
| Property Tax (TX avg ~2.2%) | ~$521 |
| Insurance | ~$150 |
| Total Monthly Cost | ~$2,184 |
| Median Rent | ~$1,500 |
Buying costs roughly $684 more per month than renting the same type of home. Texas has no state income tax but makes up for it with some of the highest property tax rates in the country. That $521/month in property taxes alone nearly matches rent in some ZIP codes.
The buy case gets more interesting in the affordable ZIPs. In 76105, a mortgage on a $161,894 home runs about $1,230/month all-in — less than the $1,499 rent in that same ZIP. If you’re targeting specific neighborhoods, the rent-vs-buy equation can flip entirely.
Population Growth and Migration
Fort Worth crossed the 1 million mark. The city hit 1,008,106 residents in 2024, up from 923,645 in 2020 — a 9.1% gain in four years.
| Year | Population |
|---|---|
| 2020 | 923,645 |
| 2021 | 937,692 |
| 2022 | 959,520 |
| 2023 | 984,664 |
| 2024 | 1,008,106 |
That’s roughly 21,000 new residents per year. Growth has been consistent — no single spike, just steady gains each year.
How does Fort Worth compare to other Texas cities?
| City | 2024 Population | 4-Year Growth |
|---|---|---|
| Fort Worth | 1,008,106 | 9.1% |
| San Antonio | 1,526,656 | 6.1% |
| Lubbock | 272,086 | 5.4% |
| Houston | 2,390,125 | 4.0% |
| Austin | 993,588 | 2.9% |
| Arlington | 403,672 | 2.4% |
Fort Worth is the fastest-growing large city in Texas by percentage. It’s growing at more than three times Austin’s rate. That kind of population pressure typically pushes housing demand up — which makes the current 2.2% price decline a buying window, not a sign of weakness.
Fort Worth Housing Market Trends
| Month | Average Value | Min ZIP | Max ZIP |
|---|---|---|---|
| Feb 2026 | $284,197 | $161,894 | $677,291 |
| Jan 2026 | $283,917 | $162,392 | $673,580 |
| Dec 2025 | $283,418 | $163,015 | $667,602 |
| Nov 2025 | $283,094 | $164,616 | $661,217 |
| Oct 2025 | $283,022 | $166,683 | $654,110 |
| Sep 2025 | $283,208 | $168,641 | $647,328 |
| Aug 2025 | $283,504 | $170,074 | $641,661 |
| Jul 2025 | $284,327 | $171,497 | $639,791 |
| Jun 2025 | $285,574 | $173,350 | $639,433 |
| May 2025 | $287,180 | $175,655 | $640,862 |
| Apr 2025 | $288,916 | $178,269 | $641,750 |
| Mar 2025 | $290,597 | $180,839 | $642,769 |
Two stories are playing out in this data.
The city average dropped from $290,597 in March 2025 to a low of $283,022 in October — a $7,575 decline over seven months. Since then, prices have stabilized and ticked up slightly, gaining $1,175 from October to February.
But look at the max ZIP column. The most expensive areas went from $642,769 to $677,291 — a $34,522 gain. Meanwhile, the cheapest ZIPs dropped from $180,839 to $161,894. Fort Worth’s housing market is splitting: the top end is pulling away while the bottom end gets cheaper.
Is Fort Worth a Good Place to Buy in 2026?
The numbers point to a buyer-friendly market.
Prices are down 2.2% from last year. That’s the first annual decline after years of rapid appreciation in the DFW metro. Population is up 9.1% since 2020, which means demand isn’t going away — people are still moving here.
The price-to-rent ratio matters. At a median home value of $284,197 and city-wide rents around $1,500/month, you’re looking at a price-to-annual-rent ratio of about 15.8. Anything under 20 is generally considered favorable for buying.
For budget-conscious buyers, the affordable ZIPs (76105, 76115, 76106) offer entry points under $185,000. In 76105, buying is actually cheaper than renting on a monthly basis. If you can handle Texas property taxes and plan to stay 5+ years, the current dip gives you better pricing than buyers got in early 2025.
Fort Worth Housing Market Outlook for 2026-2027
The 12-month trend shows a market that has likely found its floor. After declining steadily from March through October 2025, Fort Worth home values have been flat to slightly positive for four consecutive months.
If the current pace continues — small monthly gains of $200-$400 — prices will end 2026 near where they started. Don’t expect a sharp rebound. The data suggests a sideways market, not a V-shaped recovery.
The top-end ZIPs tell a different story. The most expensive areas gained over $34,000 in a year while the city average fell. That divergence could continue if high-income migration into the DFW metro stays strong.
The 3-month trend from December to February (up $779) suggests modest upward momentum heading into the spring selling season.
Similar Markets in TX
Fort Worth buyers who want to compare options have several Texas metros to consider:
- Houston — The state’s largest city with a much bigger inventory pool and slower growth at 4.0%.
- El Paso — A more affordable West Texas market for buyers priced out of DFW.
- San Antonio — A larger city growing at 6.1%, often compared to Fort Worth for affordability.
- Dallas — Fort Worth’s neighbor, typically priced higher with a different job market mix.
- Grand Prairie — Sits between Dallas and Fort Worth, worth checking for mid-metro pricing.
Frequently Asked Questions
What is the average home price in Fort Worth?
The average home price in Fort Worth is $284,197 as of February 2026. This figure represents the Zillow Home Value Index, which measures typical home values in the 35th to 65th percentile range. Prices range from $161,894 in ZIP code 76105 to $677,291 in ZIP code 76109.
Are home prices going up or down in Fort Worth?
Home prices in Fort Worth are down 2.2% compared to one year ago. However, the monthly data shows prices bottomed in October 2025 at $283,022 and have risen slightly over the past four months. The decline appears to be stabilizing.
Is it cheaper to rent or buy in Fort Worth?
Renting is cheaper on a monthly basis for the typical Fort Worth home. The median rent across ZIP codes is about $1,500/month, while buying the median-priced home costs approximately $2,184/month when you include mortgage payments, property taxes, and insurance. However, in the most affordable ZIPs like 76105, buying can be cheaper than renting.
What is the most affordable neighborhood in Fort Worth?
ZIP code 76105 is the most affordable area in Fort Worth with a median home value of $161,894. That’s 43% below the city-wide median. Other affordable options include 76115 at $180,083 and 76106 at $182,704.
Methodology
Home values are based on the Zillow Home Value Index (ZHVI), a smoothed measure of typical home values in the 35th to 65th percentile range. Rent estimates use the Zillow Observed Rent Index (ZORI). Population figures come from the U.S. Census Bureau Population Estimates Program (2020-2024 vintage). All datasets are publicly available. Housing data updated 2026-02-28.