Ventura Home Prices: $904K, Down 0.3% — 3 ZIPs Analyzed (2026)
$904,089. That’s what a typical home costs in Ventura right now. For a coastal California city wedged between the mountains and the Pacific, that number has barely moved in a year — down just 0.3%. Buyers hoping for a correction aren’t getting one. Sellers waiting for a boom aren’t either.
Quick answer: The average home price in Ventura, CA is $904,089 as of February 2026, down 0.3% year over year according to Zillow.
Current Home Prices in Ventura
The Ventura housing market sits in a narrow band right now. Prices have hovered within a tight range over the past 12 months, never straying far from the $900K mark.
| Metric | Value |
|---|---|
| Median Home Price | $904,089 |
| Year-over-Year Change | -0.3% |
| Lowest ZIP Median | $858,511 |
| Highest ZIP Median | $963,659 |
| ZIP Codes Tracked | 3 |
| Data as of | February 2026 |
That -0.3% year-over-year shift is about as flat as it gets. In March 2025, the citywide median was $906,955. By September it had slipped to $895,923 — a dip of about $11,000. Since then, prices have recovered most of that ground.
The gap between the cheapest and most expensive ZIP is $105,148. That’s a meaningful spread for a city with only three tracked ZIP codes. Where you buy within Ventura matters.
For context, the Oxnard-Thousand Oaks-Ventura metro is one of the pricier markets on the West Coast. A $904K median puts Ventura firmly in that upper tier, well above the national median.
Ventura Home Prices by Neighborhood
Ventura has three tracked ZIP codes, and the price differences between them are significant.
| ZIP Code | Median Home Value | Monthly Rent |
|---|---|---|
| 93001 | $963,659 | $3,075 |
| 93003 | $890,098 | $2,764 |
| 93004 | $858,511 | $2,815 |
Most Expensive
93001 tops the list at $963,659 — about $60,000 above the city average — and carries the highest rent at $3,075/month.
Most Affordable
93004 comes in at $858,511, roughly $45,000 below the citywide median. Interestingly, rent here ($2,815) is slightly higher than in 93003, which means the rent-to-price ratio in 93004 is the most favorable for buyers among the three ZIPs.
93003 sits in the middle at $890,098 and offers the lowest rent at $2,764/month. If you’re renting first while you house-hunt, this ZIP gives you the most breathing room.
Rent vs Buy in Ventura
Renting is dramatically cheaper than buying in Ventura right now.
| ZIP Code | Monthly Rent | Est. Mortgage Payment* | Monthly Difference |
|---|---|---|---|
| 93001 | $3,075 | ~$5,660 | $2,585 |
| 93003 | $2,764 | ~$5,230 | $2,466 |
| 93004 | $2,815 | ~$5,040 | $2,225 |
*Estimated mortgage based on 20% down, 6.5% rate, 30-year fixed. Does not include taxes, insurance, or HOA.
The citywide average rent is roughly $2,885/month. A mortgage payment on the median $904K home — even with 20% down — runs close to $5,300. That’s a gap of about $2,400 every month.
From a pure cash-flow perspective, renting wins. You’d save roughly $28,800 per year by renting instead of buying. Of course, buying builds equity, and California’s Proposition 13 locks in your property tax base. But the monthly sting is real.
If you’re on the fence, the math favors renting unless you plan to stay at least 7-10 years and expect some appreciation.
Ventura Housing Market Trends
Here’s how Ventura’s median home price moved over the past 12 months.
| Month | Median Price | Change from Prior Month |
|---|---|---|
| Feb 2026 | $904,089 | +$326 |
| Jan 2026 | $903,763 | +$729 |
| Dec 2025 | $903,034 | +$3,112 |
| Nov 2025 | $899,922 | +$2,591 |
| Oct 2025 | $897,331 | +$1,408 |
| Sep 2025 | $895,923 | -$1,086 |
| Aug 2025 | $897,009 | -$2,376 |
| Jul 2025 | $899,385 | -$2,364 |
| Jun 2025 | $901,749 | -$2,363 |
| May 2025 | $904,112 | -$1,884 |
| Apr 2025 | $905,996 | -$959 |
| Mar 2025 | $906,955 | — |
The pattern is clear. Prices drifted down from March through September 2025, losing about $11,000 over six months. Then the trend reversed. Since the September low of $895,923, prices have climbed back by $8,166.
The recovery has been gradual — monthly gains have shrunk from $3,112 in December to just $326 in February. The market is leveling off.
Is Ventura a Good Place to Buy in 2026?
The data paints a picture of a flat market. Prices are down 0.3% year over year, which is essentially zero movement after adjusting for normal fluctuation.
For buyers, this means no urgency. You’re not chasing a runaway market, and you’re not catching a falling knife. Prices have stabilized.
For sellers, it means your home is worth roughly what it was a year ago. No windfall, but no loss either.
The rent-to-buy gap is wide. If you can afford the $5,300+ monthly mortgage, buying locks in your housing costs long-term. If that payment stretches your budget, renting at $2,885 gives you time to save.
Ventura’s limited housing stock — only three tracked ZIP codes — keeps supply tight. That floor under prices isn’t going away.
Ventura Housing Market Outlook for 2026-2027
The five-month upward trend from September 2025 through February 2026 is slowing. Monthly gains went from $3,112 to $326. If that deceleration continues, prices may flatten near the $905K–$910K range through mid-2026.
The 12-month trend suggests the market has found a floor around $896K and a ceiling around $907K. A breakout above the March 2025 high of $906,955 would signal renewed appreciation. A dip below $895,000 would suggest the recovery stalled.
If the current pace continues through spring — historically the strongest buying season — expect modest gains. Nothing dramatic. Ventura is likely to end 2026 within 1-2% of where it started.
Similar Markets in CA
- Oxnard — Ventura’s neighbor in the same metro, typically more affordable and worth comparing directly.
- Los Angeles — The region’s anchor market. Buyers priced out of LA sometimes look north to Ventura County.
- Long Beach — Another coastal option south of LA with a different price profile.
- San Diego — Similar coastal California lifestyle, worth comparing for relocators weighing SoCal options.
- Bakersfield — For buyers who want to stay in the region but need a significantly lower price point.
Frequently Asked Questions
What is the average home price in Ventura?
The average home price in Ventura is $904,089 as of February 2026. Across the city’s three tracked ZIP codes, prices range from $858,511 in 93004 to $963,659 in 93001. That’s a spread of about $105,000 depending on where you buy.
Are home prices going up or down in Ventura?
Prices are down 0.3% compared to a year ago — essentially flat. They dipped to a 12-month low of $895,923 in September 2025, then rebounded through the winter. The recent monthly gains have been shrinking, suggesting the market is stabilizing rather than accelerating.
Is it cheaper to rent or buy in Ventura?
Renting is significantly cheaper. The average monthly rent across Ventura’s ZIP codes is about $2,885. A mortgage on the median-priced home runs roughly $5,300/month with 20% down at 6.5%. That’s a difference of about $2,400 per month, or nearly $29,000 per year.
What is the most affordable neighborhood in Ventura?
ZIP code 93004 has the lowest median home value at $858,511 — about $45,000 below the citywide average. Rent there is $2,815/month. It offers the best rent-to-price ratio of Ventura’s three tracked neighborhoods.
Methodology
Home values are based on the Zillow Home Value Index (ZHVI), a smoothed measure of typical home values in the 35th to 65th percentile range. Rent estimates use the Zillow Observed Rent Index (ZORI). Population figures come from the U.S. Census Bureau Population Estimates Program (2020-2024 vintage). All datasets are publicly available. Housing data updated 2026-02-28.