York Home Prices: $250K, Up 4.4% — 7 ZIPs Analyzed (2026)

$250,295. That’s the typical home value in York, PA right now. Prices are up 4.4% from a year ago, and the climb has been steady — not a single monthly dip in the last 12 months of data.

Quick answer: The average home price in York, PA is $250,295 as of February 2026, up 4.4% year over year according to Zillow.

Current Home Prices in York

York’s housing market sits well below the national average, but the gap is narrowing. The typical home value crossed $250,000 in February 2026 for the first time in the tracked period.

The spread between York’s cheapest and most expensive ZIPs is large. The top ZIP costs more than 2.2x the bottom one. That kind of price gap inside a single small city tells you the local market is segmented — the same metro contains both entry-level homes under $150K and homes pushing $320K.

You won’t find many cities of York’s size with this kind of price range. Bethlehem, Allentown, Reading — all bigger cities — have tighter ZIP-to-ZIP spreads in dollar terms. The bottom of York’s market is unusually accessible for a Northeast metro in 2026.

For context, the 4.4% annual gain outpaces typical wage growth. A buyer who waited a year to enter the market paid roughly $10,500 more for the same median home.

York Home Prices by Neighborhood

York covers seven ZIP codes in the housing data, and the price range is wide. Here’s how each one stacks up.

Most Expensive

17402 leads at $318,955, about 27% above the city median, and pairs with the highest rents at $1,622. 17408 follows at $289,119, with rents nearly matching 17402 at $1,603 — a sign of comparable demand. 17406 rounds out the top three at $287,828, though no current rent data is available for this ZIP.

Most Affordable

17401 is the cheapest entry point at $143,139 — roughly 43% below the citywide median, with the lowest rents at $1,168. 17318 sits at $215,930, about 14% below the median. 17403 comes in just under the city average at $245,939, with rents of $1,343, making it a middle-of-the-pack option for buyers.

Rent vs Buy in York

Rents in York range from $1,168 in 17401 to $1,622 in 17402. The citywide rent picture skews to the lower end of Pennsylvania urban averages.

Run the numbers on a typical purchase. A $250,295 home with 20% down ($50,059), a 30-year mortgage at 7%, plus property taxes and insurance, lands somewhere around $1,800-$2,000 per month — higher than every rent figure available in the data.

In 17401, where homes go for $143,139, the monthly mortgage on a 20% down loan would land closer to $1,000 — actually below the local rent. That’s the only ZIP in York where buying clearly wins on cash flow alone.

Everywhere else in York, renting costs less per month than owning. Buyers are paying for equity, not savings.

Population Growth and Migration

York grew. Slowly, but it grew. The city added 456 residents between 2020 and 2024 — a 1.0% gain.

The trend accelerated. The biggest single-year jump was 2023 to 2024, with 232 new residents. That’s more than the prior three years combined.

Compare York to other PA cities and the picture gets clearer.

Bethlehem leads the pack by a wide margin. York’s growth tracks closely with Allentown, Reading, and Harrisburg — modest gains across the central and eastern PA mid-sized cities. None of these are boomtowns, but none are emptying out either.

For the housing market, this matters. A growing population — even slowly — keeps demand pressure on a fixed housing stock. That helps explain the steady 4.4% price climb.

York Housing Market Trends

Twelve straight months of gains. That’s the simplest way to read York’s recent trend.

From March 2025 to February 2026, the median rose from $239,821 to $250,295. That’s $10,474 in 11 months — about $952 per month on average.

The pace held even through the late-fall and winter months when many markets soften. November to February added another $3,238 to the median. There’s no visible cooling here.

The bottom of the market climbed faster in percentage terms. The min ZIP value rose from $132,939 to $143,139 — a 7.7% gain, nearly double the citywide rate.

Is York a Good Place to Buy in 2026?

The data points to a seller’s market — but a mild one. Prices are rising at 4.4%, inventory is presumably tight (otherwise prices would be flat), and the population is creeping up.

For buyers, the case is split. If you’re looking at 17401, you can still get into a home for under $150K, with monthly costs likely below local rents. That’s rare in 2026.

If you’re targeting 17402 or 17408, you’re paying $290K-$320K and your monthly carry will exceed renting. You’re betting on continued appreciation to make the math work.

The momentum supports that bet — for now. Twelve months of unbroken gains is a strong signal. But 4.4% annual growth on a $250K home is closer to inflation-tracking than wealth-building.

If you’re a first-time buyer with stable income, York’s lower-priced ZIPs offer a real entry point that’s vanishing in much of the country. That’s the strongest argument the data makes.

York Housing Market Outlook for 2026-2027

The 12-month trend shows no signs of stalling. If the current pace continues, the median crosses $260,000 sometime in mid-to-late 2026.

Month-over-month gains have actually accelerated slightly. The November-to-February stretch averaged $810 per month, but the full-year average is closer to $952. The 3-month trend suggests the market may be entering a slightly slower phase.

The cheapest ZIPs are gaining ground fastest in percentage terms. If that pattern holds, the spread between York’s most and least expensive areas could narrow over the next 6-12 months.

Population growth, while modest, is firming. Combined with steady price gains, this points to continued upward pressure rather than a correction.

The risk to this outlook isn’t visible in local data. Rate moves, regional employment shifts, and broader Northeast migration patterns will matter more than York-specific trends.

Similar Markets in PA

• Lancaster — the closest comparison to York in size and geography, worth checking if you’re flexible on location.
• Harrisburg — similar population scale to York and growing at the same 1.1% rate.
• Reading — another mid-sized PA city with comparable population growth.
• Allentown — bigger than York with similar growth, useful for buyers wanting more inventory.
• Pittsburgh — for buyers willing to trade small-city quiet for a major metro at higher prices.

Frequently Asked Questions

What is the average home price in York?

The average home price in York, PA is $250,295 as of February 2026. That figure represents the typical home in the 35th to 65th percentile range across seven ZIP codes.

Are home prices going up or down in York?

Prices are up 4.4% year over year. The market has posted 12 consecutive months of gains, with the median rising from $239,821 in March 2025 to $250,295 in February 2026.

Is it cheaper to rent or buy in York?

In most York ZIPs, renting is cheaper on a monthly basis. Rents range from $1,168 to $1,622, while a typical mortgage on a $250,295 home runs $1,800-$2,000 per month with 20% down. The exception is ZIP 17401, where home prices are low enough that monthly ownership costs can fall below rent.

What is the most affordable neighborhood in York?

ZIP 17401 is the most affordable, with a typical home value of $143,139 — about 43% below the citywide median. It also has the lowest rent in the data at $1,168 per month.

Methodology

Home values are based on the Zillow Home Value Index (ZHVI), a smoothed measure of typical home values in the 35th to 65th percentile range. Rent estimates use the Zillow Observed Rent Index (ZORI). Population figures come from the U.S. Census Bureau Population Estimates Program (2020-2024 vintage). All datasets are publicly available. Housing data updated 2026-02-28.