Daytona Beach Home Prices: $300K, Down 5% — 3 ZIPs Analyzed (2026)
Prices dropped for the twelfth straight month. The average home price in Daytona Beach, FL sits at $299,815 as of February 2026, down 5.0% from a year earlier. That puts the city back below the $300K line for the first time since late 2024.
Quick answer: The average home price in Daytona Beach, FL is $299,815 as of February 2026, down 5.0% year over year according to Zillow.
Current Home Prices in Daytona Beach
The Zillow Home Value Index for Daytona Beach reads $299,815. That number reflects the typical home in the 35th-to-65th percentile range across three ZIP codes inside city limits.
| Metric | Value |
|---|---|
| Median home value | $299,815 |
| YoY change | -5.0% |
| Cheapest ZIP | $180,759 |
| Priciest ZIP | $432,294 |
| ZIPs analyzed | 3 |
| Data through | Feb 28, 2026 |
The spread between the least and most expensive ZIP is wide — about $251,535. A buyer choosing between 32114 and 32124 is looking at two completely different price tiers in the same city.
The drop is not a one-month blip. Twelve months ago the index showed roughly $315,723. Every monthly reading since has come in lower than the one before it. That is a steady, slow grind down rather than a sudden correction.
You should read the median as a midpoint, not a ceiling. Half the homes sell for less, half for more. With only three ZIP areas tracked here, individual neighborhoods inside any one ZIP can vary by tens of thousands.
The price drop in Daytona Beach runs counter to the population numbers, which show the city growing. That mismatch is unusual and worth keeping in mind when reading the rest of this post.
Daytona Beach Home Prices by Neighborhood
Three ZIPs make up the Daytona Beach data set. The gap between them is the story.
| ZIP | Median Home Value | Avg Rent | vs City Median |
|---|---|---|---|
| 32114 | $180,759 | $1,441 | -40% |
| 32118 | $286,391 | $1,546 | -4% |
| 32124 | $432,294 | $3,002 | +44% |
Most Expensive
- 32124 — $432,294. This is the high end of Daytona Beach, sitting 44% above the city median. Rent here averages $3,002, more than double the cheapest ZIP.
- 32118 — $286,391. The middle tier, almost exactly at the city median. Rent runs $1,546.
- 32114 — $180,759. The cheapest ZIP in the set, but still part of the top three because there are only three to rank.
Most Affordable
- 32114 — $180,759. The clear value play. A buyer here pays 40% less than the city median.
- 32118 — $286,391. A step up but still under the citywide average.
- 32124 — $432,294. The most expensive of the three, listed here only because the data set is small.
If you are buying for entry price, 32114 is the only ZIP under $200K.
Rent vs Buy in Daytona Beach
Average rent across the three Daytona Beach ZIPs comes out to about $1,996 per month. That figure is pulled straight from the Zillow Observed Rent Index for each ZIP and averaged.
| ZIP | Monthly Rent |
|---|---|
| 32114 | $1,441 |
| 32118 | $1,546 |
| 32124 | $3,002 |
A mortgage on the $299,815 city median, assuming 20% down and a 7% 30-year fixed rate, runs roughly $1,596 in principal and interest. Add property taxes and insurance and the all-in monthly cost lands closer to $2,200 to $2,400 in Florida.
That math says renting is cheaper in 32114 and 32118 by a meaningful margin. In 32124, the rent of $3,002 actually exceeds the typical mortgage payment on the city median home — but that ZIP also has higher home values, so the rent-versus-buy comparison there should use the local home price.
For a renter sitting on the fence, the gap between $1,441 rent and a $2,300 ownership cost in 32114 is about $860 per month, or roughly $10,300 per year. That is real money to weigh against equity buildup and the ongoing 5% YoY decline in home values.
Population Growth and Migration
Daytona Beach added 13,717 residents between 2020 and 2024. The population grew from 72,298 to 86,015 — a 19.0% increase over four years.
| Year | Population |
|---|---|
| 2020 | 72,298 |
| 2021 | 75,377 |
| 2022 | 78,436 |
| 2023 | 82,735 |
| 2024 | 86,015 |
The city is growing every year. Each annual jump is bigger than the last in absolute terms.
How does that compare to other Florida cities?
| City | 2024 Population | 4-yr Growth |
|---|---|---|
| Port St. Lucie | 258,575 | 25.0% |
| Cape Coral | 233,025 | 19.2% |
| Daytona Beach | 86,015 | 19.0% |
| Miami | 487,014 | 10.0% |
| Orlando | 334,854 | 8.8% |
| Tampa | 414,547 | 6.7% |
Daytona Beach is growing faster than Miami, Orlando, and Tampa — three much larger metros. Only Port St. Lucie and Cape Coral are outpacing it.
Here is the puzzle: home prices are falling 5% while population is rising 19% over four years. Demand is clearly there. The price correction may reflect insurance costs, supply additions, or a cool-off after the 2021-2022 Florida boom rather than people leaving.
Daytona Beach Housing Market Trends
The 12-month trend is one direction: down.
| Month | Median |
|---|---|
| Mar 2025 | $315,723 |
| Apr 2025 | $312,809 |
| May 2025 | $310,097 |
| Jun 2025 | $307,563 |
| Jul 2025 | $305,234 |
| Aug 2025 | $303,495 |
| Sep 2025 | $302,148 |
| Oct 2025 | $301,061 |
| Nov 2025 | $299,916 |
| Dec 2025 | $299,483 |
| Jan 2026 | $299,462 |
| Feb 2026 | $299,815 |
Twelve straight months of decline, with one tiny exception. The February reading actually ticked up $353 from January. That is the first positive print in a year.
The pace of the decline has slowed sharply. Between March 2025 and June 2025, prices fell by about $8,000. Between November 2025 and February 2026, the cumulative drop was just over $100. The market looks like it is finding a floor near $300K.
The high end of the price range has held up better than the low end. The max ZIP value barely moved — $446,669 in March 2025 versus $432,294 in February 2026, a 3.2% decline. The rest of the city saw steeper drops.
Is Daytona Beach a Good Place to Buy in 2026?
The data points to a buyer’s market that may be near bottom.
Prices are down 5% year over year. Inventory pressure must exist for that to happen. A buyer today gets to negotiate against a seller watching their list price erode month after month.
The flattening trend in the last three readings suggests that erosion is slowing. February’s small uptick — the first in a year — could be noise or could be a turn. One data point does not make a trend.
Population growth at 19% over four years gives the long-term demand picture some support. People are moving in. That tends to put a floor under prices over time, even when short-term cycles run negative.
For an entry-level buyer, ZIP 32114 at $180,759 is one of the cheaper options on the Florida coast. For a buyer who would otherwise rent, the math is closer than it looks once falling home values get factored in. A 5% annual decline costs an owner roughly $15,000 in paper value on a $300K home — more than a year of the rent-versus-buy savings.
Daytona Beach Housing Market Outlook for 2026-2027
The 3-month trend suggests prices have nearly stopped falling. Between December 2025 and February 2026, the median moved from $299,483 to $299,815 — essentially flat.
If the current pace continues, expect Daytona Beach to spend most of 2026 hovering in the high $290Ks to low $300Ks. The downward momentum that defined 2025 has run out of steam.
Population data points to gradual upward pressure on prices over a longer horizon. A city growing 19% in four years does not stay cheap forever, especially when inventory is finite.
Year-over-year comparisons should look less negative as 2026 progresses. The big drops happened in the spring and summer of 2025. Once those months fall out of the trailing window, the YoY number will compress toward zero on its own.
This is not a forecast of a rebound. It is a read of the data as of February 2026. Insurance costs, mortgage rates, and storm season can move Florida markets quickly.
Similar Markets in FL
- Tampa — a larger Gulf Coast metro for buyers comparing Atlantic versus Gulf pricing.
- Jacksonville — the closest big city, and a useful benchmark for north Florida home values.
- Orlando — about an hour inland, with a different price profile and stronger job market.
- Port Saint Lucie — the fastest-growing Florida city in this data set, worth comparing for buyers chasing population trends.
- Miami — the high end of the Florida market, useful as a contrast for what Daytona Beach is not.
Frequently Asked Questions
What is the average home price in Daytona Beach?
The average home price in Daytona Beach is $299,815 as of February 2026. That number reflects the Zillow Home Value Index averaged across the city’s three ZIP codes. The cheapest ZIP comes in at $180,759 and the priciest at $432,294.
Are home prices going up or down in Daytona Beach?
Prices are down 5.0% year over year. The median fell from $315,723 in March 2025 to $299,815 in February 2026 — twelve consecutive months of decline. The most recent monthly reading did tick up slightly, the first positive print in a year.
Is it cheaper to rent or buy in Daytona Beach?
Renting is cheaper in the two least expensive ZIPs. Average rent runs $1,441 in 32114 and $1,546 in 32118, while a typical mortgage payment on the $299,815 city median lands near $2,300 per month after taxes and insurance. The math flips in 32124, where rent averages $3,002.
What is the most affordable neighborhood in Daytona Beach?
ZIP 32114 is the cheapest at $180,759, which is 40% below the city median. It also has the lowest average rent at $1,441 per month. It is the only Daytona Beach ZIP under $200K.
Methodology
Home values are based on the Zillow Home Value Index (ZHVI), a smoothed measure of typical home values in the 35th to 65th percentile range. Rent estimates use the Zillow Observed Rent Index (ZORI). Population figures come from the U.S. Census Bureau Population Estimates Program (2020-2024 vintage). All datasets are publicly available. Housing data updated 2026-02-28.